Create an individual cardholder
Create a new individual cardholder under an existing business entity.
Required permissions: cardholder:create.
Authentication
AuthorizationBearer
Bearer authentication of the form Bearer <token>, where token is your auth token.
Query parameters
reveal_sensitive
Whether to include unmasked sensitive fields in the response. Defaults to false.
Request
This endpoint expects an object.
given_name
The first name of the cardholder.
family_name
The last name of the cardholder.
email
The email address of the cardholder.
address
The address of the cardholder.
phone_number
The phone number of the cardholder.
spend_control_id
The ID of the spend control associated with the cardholder.
Response
The newly created individual cardholder.
cardholder_id
Penny's unique identifier for this cardholder.
version
A number that increases each time this cardholder's details change. Use it to confirm you are looking at the latest information.
version_time
The date and time this cardholder's details were last changed.
business_id
The business this cardholder belongs to.
business_entity_id
The business entity this cardholder belongs to.
program_id
The program this cardholder is issued under.
status
This cardholder’s current lifecycle status: ‘active’, ‘deactivated’ (cannot be issued new cards), ‘suspended’ (restricted, typically pending review), ‘deleting’ (removal has been requested and is in progress), or ‘deleted’.
Allowed values:
active
Whether this cardholder is currently active.
given_name
The cardholder’s given (first) name. Shown as a masked placeholder unless the request explicitly asks to reveal personal information.
family_name
The cardholder’s family (last) name. Shown as a masked placeholder unless the request explicitly asks to reveal personal information.
address
The cardholder's registered physical address, if on file.
email
The cardholder's contact email address, if on file. Shown as a masked placeholder unless the request explicitly asks to reveal personal information.
phone
The cardholder's contact phone number, if one is on file. Shown as a masked placeholder unless the request explicitly asks to reveal personal information.
spend_control_id
The spend control policy applied to this cardholder's cards, if one is set.
type
Distinguishes between natural-person and business cardholders.
Allowed values:
Errors
400
Bad Request Error
401
Unauthorized Error
403
Forbidden Error
404
Not Found Error
422
Unprocessable Entity Error
429
Too Many Requests Error
500
Internal Server Error