Banking

Penny Banking gives you Capital, Control, and Linked Accounts, a shared ledger, and transfers between your Capital Accounts. Capital Accounts hold a real balance. Control Accounts hold no balance of their own: they scope how much can be spent against a Capital Account, and how fast. Linked Accounts are external bank accounts you register as sources of incoming funds.

Start with Accounts for how the account types relate, then Transactions for how money movement shows up on the ledger.